Imoh Michael

A professional with 8years experience in the credit control space

• Ensuring that clients operate within their credit limits.
• interpreting analytical information, data, and reports and then drawing conclusions.
• Keeping the Customer Relationship Managers and Account Managers up to date regarding bad debt risks.
• Establishing new automated processes for billings and debt collection.
• Arranging for the repossession of a customer’s goods, where they default on payments and an amicable agreement cannot be reached.
• Negotiating complex payment plans with clients.
• Dealing with bankrupt businesses to negotiate the recovery of funds.
• Raising ledger adjustment documents to correct errors on customers’ accounts.
• Implementing changes in the company’s credit control system.
• Giving accurate and dedicated account information to internal departments.
• Allocating the correct amount of cash to customer accounts on the correct dates.
• Ensuring all open items on the debtor’s ledger are resolved.
• Posting and allocating daily receipts on dedicated accounting systems.
• Creating weekly debtor reports and account information for internal departments.
• Making sure the finance team adheres to credit and collection procedures.
• Researched and developed a liquidity contingency Plan for the Bank.
• Gather requirements and aid preparation of monthly returns to the Central Bank of Nigeria (CBN) and Nigeria Deposit Insurance Commission (NDIC).

Msc Business Analytics and Consultancy