Achyuth Gunti

Strategic and results-driven KYC & AML Compliance Leader with 17+ years of experience across J.P. Morgan, Deutsche Bank, Wipro, and ANZ, leading global regulatory compliance, financial crime prevention, and operational transformation initiatives. Proven expertise in end-to-end KYC lifecycle management, AML compliance, sanctions screening, customer due diligence, risk assessment, and regulatory frameworks including FATF, OFAC, and the USA PATRIOT Act.

Successfully led automation and process optimization initiatives that reduced manual effort by 20%, improved operational efficiency, strengthened audit readiness, and enhanced regulatory compliance. Experienced in leading high-performing global teams, managing senior stakeholder relationships, and driving continuous improvement while maintaining the highest standards of governance and risk management.

Associate Vice President – KYC Operations at J.P. MORGAN SERVICES INDIA PVT. LTD. (2022-02 – Present)

Directed end-to-end KYC compliance operations for institutional clients, ensuring alignment with global AML, financial crime, and jurisdiction-specific regulatory standards.

• Managed high-risk client portfolios and complex ownership structures, serving as the final escalation point for Ultimate Beneficial Owner (UBO) analysis and cross-border compliance bottlenecks.
• Spearheaded digital transformation and automation initiatives, reducing manual workloads by 20% and accelerating client onboarding turnaround times.
• Partnered with internal Compliance, Legal, and Risk divisions during intensive regulatory audits, securing a track record of zero non-conformities.
• Designed and delivered data-driven performance analytics and executive dashboards for senior stakeholders, highlighting critical risk indicators and operational metrics.

Manager – KYC Operations at J.P. MORGAN SERVICES INDIA PVT. LTD. (2017-08 – 2022-01)

Led a high-performing global KYC review team responsible for onboarding and managing high-risk entities across diverse global jurisdictions.

• Conducted forensic analysis of source of wealth (SoW), complex legal documentation, and corporate structures, mitigating financial crime exposure.
• Collaborated with senior leadership to streamline operational approval workflows and implement risk-based assessment methodologies, improving operational effectiveness.
• Overhauled institutional Quality Assurance (QA) frameworks, significantly enhancing data accuracy and compliance adherence.

Team Manager – Client Onboarding (Funds, UK Region) at WIPRO BPS (2016-05 – 2017-08)

Led 15-member specialist team in end-to-end onboarding and lifecycle management for asset management clients in UK region, fostering a collaborative environment.

• Coordinated complex bulk KYC remediation projects under tight deadlines, achieving compliance with Financial Conduct Authority (FCA) guidelines.
• Developed targeted process training modules and quarterly performance frameworks to improve team accuracy and analytical skills.

Process Supervisor – KYC & Client Due Diligence at DEUTSCHE BANK (2011-05 – 2016-05)

Managed daily KYC workflows, driving accurate and timely execution of institutional client onboarding and mandatory periodic refresh reviews.

• Formulated and deployed enhanced internal quality control mechanisms, which decreased remediation rework by 30%.
• Translated shifting local and international regulatory updates into operational standard operating procedures (SOPs).

AML & Sanctions Analyst at ANZ (Australia and New Zealand Banking Group) (2008-03 – 2011-05)

Investigated automated transaction monitoring alerts, conducted extensive research, and drafted comprehensive Suspicious Activity Reports (SARs) for regulatory submission.

• Managed real-time sanctions screening of international SWIFT payments, ensuring rigorous filtering against OFAC, EU, and UN watchlists.
• Partnered closely with regional Money Laundering Prevention Officers to standardise AML policies across global operational hubs.

Bachelor of Commerce in Commerce – Sri Venkateswara University, Tirupati (2006)