Kunal Bhatia
AML & Financial Crime Compliance Specialist | Transaction Monitoring | Regulatory Reporting
About
Result-driven AML professional with 11+ years of extensive experience in financial crime investigations, transaction monitoring, and regulatory reporting. Proven expertise in leading and coaching teams of 20+ staff, improving investigation quality, and consistently meeting SLAs above 95%. Skilled in conducting complex investigations, drafting high-quality SMRs/SARs, and collaborating with stakeholders to strengthen risk management and compliance framework.
Strong analytical judgment with working knowledge of SQL and data analysis for AML operations.
Experience
FIU Team Leader - Revolut
(2026-04 - 2026-08)
- Led AML and Financial Crime operations for FIU France Jurisdiction while managing daily team performance
- Performing risk assessment of complex financial crime cases, such as money laundering, terrorist financing, international bribery, etc.
- Assisting management with hiring processes and new team member training
- Working closely with other functions like MLRO's and partner agencies
- Acting as a point of contact for law enforcement agencies in ongoing criminal investigations that commenced from a submitted SAR
- Performing effective people management through 1:1s, coaching and career development
- Monitored productivity, quality, KPIs and SLA adherence
- Prepared management reports and performance dashboards
Senior Analyst II (Asst Manager) - AML Right Source
(2023-10 - 2026-01)
- Led transaction monitoring investigations and escalations ensuring regulatory compliance
- Reviewed complex cases and supported SAR/SMR drafting for regulatory submission
- Engaged with senior stakeholders ensuring SLA adherence above 95%
- Provided coaching, QA feedback, and process uplift to team of 20+ analysts
- Managed risk, controls, policy adherence, and breach escalation procedures
- Contributed to TM scenario testing and new system implementations
Business Analyst - Genpact
(2023-04 - 2023-10)
- Investigated TM alerts and prepared escalation documentation
- Supported SAR drafting and investigation quality reviews
- Assisted leadership with investigation queries and QA processes
Senior Associate - WNS
(2020-09 - 2023-10)
- Conducted complex TM investigations including human trafficking typologies
- Documented investigation rationale ensuring high-quality case files
- Performed first and second-level reviews including uplift actions
- Provided investigation support and advisory to cross-functional teams
Process Advisor - Barclays
(2018-12 - 2020-01)
- Provided technical support, installation, and maintenance for PDQ machines
- Delivered after sales support ensuring high customer satisfaction
Process Developer - Genpact
(2013-09 - 2018-08)
- Performed end to end AML investigations and FinCEN reporting
- Identified complex patterns and emerging financial crime typologies
- Drafted and submitted high-quality regulatory reports
Education
Masters of Business Administration (MBA) - Finance - London South Bank University (2013)
Bachelor of Commerce - B. Com - Delhi University (2010)
Higher Secondary Education - DAV Public School (2006)
