Kushagra Jadhav

High caliber management professional with experience of leading a team in a financial environment. Throughout my career, I have continued to prove myself as a skilled managerial professional. I bring with me a wide experience of commercial vehicle finance. Seeking career enrichment opportunities in the domain offices Higher Secondary Education Classes, Banking and Finance with a growth-oriented organization.

Councilor - Nayak Tutorials

(2025-08-11)

To maintain classes admission and office work smoothly.

• To do calling on school data famous relevant schools. Such as SVPT Rabodi, Shreeerang, NHFS, Lodha etc. which are based on SSC, CBSE, ICSE affiliated board schools.
• To maintain classes business promotional activity like pamphlet distribution as well as doing social activity in the society.
• Arrange various workshops in the class for SSC, CBSE board students for better encouragement for their academics.
• To do open day activity on saturdays.

Admin Executive - Aimers Educations

(2025-06-07)

To manage class atmosphere, observe Daily classes Routine as well as maintain Monthly classes expenses.

• To maintain IDEAL, healthy dignity and willingness towards class teaching staff, students & parents
• To look for students and faculties problems towards classes.
• To grab new admissions for current and future admissions for classes better promotion as well as to encourage higher class student for Abacus Study for their better math's calculations proficiencies with guide line of Mr. Vijay Arkade, Administrator.

Finance Executive - Navneet Motors (Maruti Arena) Showroom at Gokul Nagar, Thane West - Gokul Nagar, Thane West

(2025-02-27 - 2025-03-24)

To do new four wheeler business proposal.

• To entertain walking customer as well as appointment taken customer's diagnosis and give them finance details about their new vehicles finance proposal. Also to help them disburse their file smoothly within a time limit.
• Doing coordination between customer and finance executive of Navneet Motors about their booked vehicle proposal and help their proposal smoothly disburses from concern finance company or Bank.

Credit under writer for two wheeler segment - Manba Finance Ltd. - Head Office, Wagle Estate Thane West

(2024-05-27 - 2024-09-22)

To do new two wheeler vehicle business appraisal for loan sanctioning.

• To collect online system data by FORCE named software.
• Daily base spooling data from system which has punch by field executives and Relationship Managers and that certain data need to allocate in excel file with their queries and discrepancies with the help of Manba Two wheeler credit policy.
• To issue CIBIL reports for each and every customers with their credit history deep study.
• Tele verification call necessary with applicant and co-applicant of each case.
• Co-ordination between head office credit team and branch sales team.
• Every end of the day daily report need to send to Credit Manager & above hierarchy.

Credit Relationship Manager - HDB Financial Services Ltd. - Hub Process Unit MBP at Ghansoli Navi Mumbai

(2023-06-12 - 2024-01-31)

To do CV & Tractors segments CAM preparations.

• To process various Customer category CAM proposal process.
• Find out Queries while process and co-operate to sale & Branch authority
• Preparing auto new and used vehicles doing credit underwriting of (Refinance, Repurchase proposals)
• Commercial Vehicle new and used vehicles (Refinance, Repurchase proposals)
• Farm equipment (Tractor) new and used vehicles (Refinance, Repurchase proposals)
• Following the TAT in dedicated time.
• Apart from CAM Processes directly reporting to CV Auto hub manager & Credit Cluster Manager of West units.
• Post Approval While Disbursement help to Branch CRM Team & Sales team.
• Preparing CAM state of Gujarat 33 districts apart from 33 district's selected branches.
• Preparing CAM state of MP 33 districts apart from 52 district's selected branches.
• Preparing CAM state of Chhattisgarh 33 districts apart from 33 district's selected branches.

Credit Officer - Bhoruka Classic Finance Pvt Ltd.

(2022-08-23 - 2023-05-30)

To do CV segments CAM's

• To process various Customer category proposal process.
• Find out Queries while process and co-operate to sale & Branch authority
• Following the TAT in dedicated time.
• Apart from CAM Processes involve in collection activity
• Partly look in ED/NS Reports and help them collection team.
• Post Approval While Disbursement help to Branch Operation Team.
• And help to other branches to do CAM in month end Period.

CPA - Kogta Financial India Ltd, Thane Branch - Thane Branch

(2021-06-01 - 2022-02-28)

To Do various segments CAM Process

• To process various Customer category proposal process.
• Find out Queries while process and co-operate to sale & Branch authority
• Following the TAT in dedicated time.
• Apart from CAM Processes involve in collection activity
• Partly look in ED/NS Reports and help them collection team.
• Post Approval While Disbursement help to Branch Operation Team.
• And help to other branches to do CAM in month end Period.

Credit Operation Officer - Holistic Corporate Services Pvt Ltd.

(2020-09-23 - 2020-11-24)

To Do process of various segments Loan Disbursement

• Find out various finance companies for DSA empanelment process
• To do smooth DSA Empanelment process with Holistic Corporate services Pvt Ltd.
• Understand finance companies credit polices and their document process
• Deal with Commercial vehicle, Heavy commercial vehicles, Construction Equipment and Construction vehicles in addition Equipment finance, Equipment Leas, Education loan – Higher and professional, Medical Equipments.
• Daily follow through with Banks and finance companies.
• And Earn maximum commissions for Holistic Corporate services Pvt Ltd on monthly basis.

Credit Operation Officer - MANAPPURAM FINANCE LTD

(2016-08-16 - 2019-04-27)

Commercial vehicle Loan Disbursement

• Loan proposal file checking on time to time
• Creation of Credit assessment Memo.
• CIBIL reading along with track mapping.
• Fine Document verification & previous finance institute customer identifying of potential defaulters.
• Proposal finalization along with loan creation.

Assistant Executive - Shriram Transport Finance Co. Ltd., Mumbai - Mumbai

(2010-12-27 - 2015-08-16)

Customer Service Executive

• Responsible for all credit and risk function of commercial vehicle finance.
• Scrutinizing relevant documents before sanctioning the loan and ensuring compliance with organizational credit policies
• Timely processing of the proposals to ensure the Best in class TAT
• Assessing creditworthiness of clients and taking adequate steps to ensure receipt of payments.
• Pre and post disbursement documents tracking
• Identifying of potential defaulters at an early stage to control the default amount.
• Monitoring the process of Insurance Claim settlement
• Profiling Customers and provide working capital loan products to meet their needs
• Responsible for customer acquisition & business development
• Ensuring highest level of service to the High Net Worth individuals

Trainee Supervisor, Dy R.T.O., Technical Supervisor - M/S Virgo Softech Ltd. - Mumbai, Navi Mumbai, Thane, Kalyan

(2006-12-01 - 2010-04-30)

Worked in SOC based Maharashtra State Vehicle Registration Smart Card Project

• Trainee Supervisor R.T.O. MUMBAI CENTRAL (Dec 06)
• Dy R.T.O. NAVI MUMBAI (FEB 08) worked as technical supervisor
• Worked in R.T.O. THANE (JAN 08)
• Worked in Dy. R.T.O. Kalyan Apr-09-May 09 Then R.T.O. MUMBAI CENTRAL Apr 2010 final

S.S.C. - Dr. Bedekar Vidya Mandir, Thane (W.) (2000-03)

H.S.C. - Arts - V.G. Vaze College, Mulund (E.) (2002-03)

T.Y.B.A. - Political Science - V.G. Vaze College, Mulund (E.) (2006-03)

M.A - Marathi Literature - YCMOU, Nashik (2019)