Nisha Jaiswal
VICE PRESIDENT – CREDIT ADMINISTRATION
Hire this person
Send a job offer directly to this candidate
About
Accomplished Banking Professional with over 21 years of experience in Credit Administration, Wholesale Banking Operations, Corporate Credit Management, and Regulatory Compliance. Demonstrated expertise in managing end-to-end credit operations, documentation, disbursements, portfolio monitoring, risk governance, and process transformation across leading financial institutions. Proven track record in strengthening operational controls, implementing automation initiatives, ensuring regulatory compliance, and supporting business growth through effective credit administration and portfolio management.
Adept at collaborating with business, risk, legal, audit, and regulatory stakeholders to drive operational excellence and governance.
Experience
Vice President – Credit Administration - Edelweiss Alternative Assets Advisors Ltd.
(2024-01)
- Lead Credit Administration functions in the fund management setup across Performing Credit, Stressed Assets, Real Assets, and Infrastructure portfolios.
- Drive automation and process improvement initiatives to enhance operational efficiency and strengthen control frameworks.
- Partner with business teams and all other stakeholders to identify risks proactively and facilitate timely corrective actions.
- Coordinated with the IT team to facilitate the in-house development of dashboards, notifications, and reports, thereby enabling management to derive meaningful insights for strategic decision-making.
- Develop and implement policies, procedures, and MIS frameworks to improve governance and transparency.
- Ensure compliance with Conditions Precedent (CP) under transaction documents including Debenture Trust Deeds, Share Purchase Agreements, and Facility Agreements and also monitor post-disbursement compliances including covenant monitoring.
Assistant Vice President – Wholesale Banking Group - IDFC FIRST Bank Ltd.
(2018-06 - 2024-01)
- Managed Credit Administration and Portfolio Operations for Western India covering Wholesale Banking, NBFCs, Microfinance Institutions, and Domestic & Foreign Banks.
- Oversaw post-sanction activities including sanction issuance, documentation, compliance verification, security creation, and fund disbursement.
- Administered Working Capital, Term Loans, Project Finance, Structured Finance, and Treasury facilities.
- Coordinated with Internal Auditors, Statutory Auditors, and RBI inspection teams to ensure full regulatory compliance.
- Strengthened internal controls and governance processes through continuous monitoring and reporting.
- Delivered accurate and timely regulatory submissions and management reports.
Manager – Mid Corporate Group - IDBI Bank Ltd.
(2009-03 - 2018-06)
- Managed credit administration, documentation, disbursement, and monitoring of MidCorporate accounts.
- Ensured borrower compliance with insurance requirements, valuation reports, ROC filings, and security documentation.
- Administered Finacle operations including account opening, limit setup, security maintenance, modifications, and closures.
- Monitored NPAs, overdue accounts, renewals, and covenant compliance.
- Prepared portfolio MIS reports for senior management and Head Office.
- Successfully handled RBI inspections, internal audits, and statutory audit requirements.
ICICI Bank Ltd.
(2006-04 - 2009-01)
Handled banking operations, customer servicing, credit support functions, and process compliance activities.
Datamatics Technologies Ltd.
(2004-11 - 2006-04)
Managed operational and process support responsibilities.
Rudra Cars
(2004-04 - 2004-10)
Handled customer service and operational support functions.
Education
Bachelor of Commerce - B.Com - R.A. Podar College of Commerce, Mumbai University (2004)
Higher Secondary Certificate - Class XII - R.A. Podar College of Commerce (2001)
Secondary School Certificate - Class X - Shardashram Vidyamandir High School (1999)
