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Rajesh Kumar

Rajesh Kumar

Result oriented Banking and Entrepreneur professional with almost 12 years of hands on experience

Talent
RanchiMember since June 1, 2026
OperationRiskAuditComplianceLegal AssessmentFinancial analysisCredit Appraisal & UnderwritingPortfolioCollection & Npa ManagementTarget & Revenue AchievementTeam Leadership & Area HandlingRetail LendingLapMsmeMs OfficeTallyFinanceCibil
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OperationRiskAuditComplianceLegal Assessment

About

Result oriented Banking and Entrepreneur professional with almost 12 years of hands on experience.

Experienced Branch Manager

Scale 2 in Public Sector Bank, a Govt. of India Undertaking.

An Accomplished Business

Head / Co-Founder At Sai Infra Developer. Seeking a Senior Leadership roles such as Regional Head, Area Head, Division Head, Cluster Business Head or Branch Head in Banks, Nbfc or financial sector.

Experience

PROFESSIONAL DEVELOPEMENT – SKILL ENHANSEMENT PHASE

(2025-01)

  • Enhancing certifications, fintech, credit, operations, risk, financial analysis learning.
  • Upskilling with regulatory norms and digital lending ecosystem.
  • Exploring opportunities in Banking/Nbfc sectors where my Banking & leadership skills are better utilized.

BUSINESS HEAD/CO-FOUNDER - SAI INFRA DEVELOPER

(2018-01 - 2024-12)

  • Excelled in fund, Administrative management, Operations, Asset & Customer Acquisition.
  • Acted as a finance originator to meet clients for credits. Coordinated with banks, legal professional, investors & vendors.
  • Led team operations and target achievement. Along with collection, compliance & risk assessment.

BRANCH MANAGER - PUNJAB & SIND BANK

(2012-01 - 2018-12)

Worked as Branch Manager Scale-II with a portfolio management of 120 crore.

  • Led team of 15 staffs, increase branch business with 30% YOY, consistently achieved 99% collection targets.
  • Products handled – Msme, Lap, Vehicle, Secured, Unsecured, personal etc. also Conducted staff training, operational, supervision, Audits of various branches.

Education

B.Com - Accounts (Hons) - St. Xavier's College (2007-01)

Executive MBA

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