Chernoby Okpala
Branch Operations | Banking Process Optimization | Retail Banking | Loan Asset Management | Settlement | Regulatory Compliance | Transactional Banking | Customer Fulfilment | Recon
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About
I possess a decade of extensive experience in transactional banking management, branch operations, regulatory compliance, personal banking and loan assets. My track record is defined by a steadfast commitment to maintaining zero-fraud standards, customer fulfilment and a proactive drive to implement process improvements while strictly adhering to industry regulations and best practices.
Experience
Domestic Operations Officer at First Generation Mortgage Bank Ltd (2016-06 – Present)
- Executed high-volume, error-free operations transactions while maintaining zero-fraud tolerance standards.
- Managed loan booking disbursement, part-liquidation, termination and restructuring.
- Reconciled complex electronic transactional disputes and enhanced customer fulfillment.
- Prepared weekly, monthly and quarterly Branch Operations reports for management committee.
- Driven and recommended best-in-class standard operating procedures.
- Ensured 100% compliance with CBN, NDIC, FMBN, FIRS regulatory requirements.
- Process timely and accurate bank transactions across multiple channels.
- Manage staff salary payments and coordinate other salary schedules.
- Handle customer complaints focusing on swift resolution and prioritizing service quality and excellence.
- Identify branch services gaps and provide problem solving recommendations to Head, Branch Operations.
- Respond to queries and complaints by providing feedback on customer complaints resolutions.
- Drive continuous process improvements to enhance branch operations efficiency.
Business Manager at Kingdom Heritage Nig. Ltd (2012-04 – 2014-06)
- Designed and executed business development strategies that generated and sustained sales growth.
- Built result-oriented client networking and referral systems and expanded customer base.
- Streamlined administrative processes and improved service delivery efficiency.
- Led business development initiatives and managed sales operations.
- Provided administrative and logistics support across departments.
- Procured equipment, services, supplies and managed vendor relationships.
- Conducted routine maintenance checks on company vehicles, equipment and supplies.
- Prepared business reports and delivered presentations.
Education
Bachelor of Arts in History and International Studies – Nnamdi Azikiwe University, Awka (2005 – 2009)
West African Senior School Certificate – Dennis Memorial Grammar School, Onitsha (1996 – 2002)