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Chernoby Okpala

Chernoby Okpala

Branch Operations | Banking Process Optimization | Retail Banking | Loan Asset Management | Settlement | Regulatory Compliance | Transactional Banking | Customer Fulfilment | Recon

Talent
AbujaMember since September 17, 2026
Banking SoftwareCore Banking ApplicationMicrosoft Office SuiteDigital Banking PlatformsTransaction Processing SystemFraud PreventionInformation Management SystemEFT PlatformAnalytical ThinkingProblem-SolvingAttention to DetailsCommunicationTime ManagementAdaptabilityCustomer-Centric ApproachTeamworkConflict ResolutionService-OrientedLeadership
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Banking SoftwareCore Banking ApplicationMicrosoft Office SuiteDigital Banking PlatformsTransaction Processing System

About

I possess a decade of extensive experience in transactional banking management, branch operations, regulatory compliance, personal banking and loan assets. My track record is defined by a steadfast commitment to maintaining zero-fraud standards, customer fulfilment and a proactive drive to implement process improvements while strictly adhering to industry regulations and best practices.

Experience

Domestic Operations Officer at First Generation Mortgage Bank Ltd (2016-06 – Present)

  • Executed high-volume, error-free operations transactions while maintaining zero-fraud tolerance standards.
  • Managed loan booking disbursement, part-liquidation, termination and restructuring.
  • Reconciled complex electronic transactional disputes and enhanced customer fulfillment.
  • Prepared weekly, monthly and quarterly Branch Operations reports for management committee.
  • Driven and recommended best-in-class standard operating procedures.
  • Ensured 100% compliance with CBN, NDIC, FMBN, FIRS regulatory requirements.
  • Process timely and accurate bank transactions across multiple channels.
  • Manage staff salary payments and coordinate other salary schedules.
  • Handle customer complaints focusing on swift resolution and prioritizing service quality and excellence.
  • Identify branch services gaps and provide problem solving recommendations to Head, Branch Operations.
  • Respond to queries and complaints by providing feedback on customer complaints resolutions.
  • Drive continuous process improvements to enhance branch operations efficiency.

Business Manager at Kingdom Heritage Nig. Ltd (2012-04 – 2014-06)

  • Designed and executed business development strategies that generated and sustained sales growth.
  • Built result-oriented client networking and referral systems and expanded customer base.
  • Streamlined administrative processes and improved service delivery efficiency.
  • Led business development initiatives and managed sales operations.
  • Provided administrative and logistics support across departments.
  • Procured equipment, services, supplies and managed vendor relationships.
  • Conducted routine maintenance checks on company vehicles, equipment and supplies.
  • Prepared business reports and delivered presentations.

Education

Bachelor of Arts in History and International Studies – Nnamdi Azikiwe University, Awka (2005 – 2009)

West African Senior School Certificate – Dennis Memorial Grammar School, Onitsha (1996 – 2002)

Skills

Branch OperationsBanking Process OptimizationRetail BankingLoan Asset ManagementSettlementRegulatory ComplianceTransactional BankingCustomer FulfilmentRecon

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