Yngve Gausvik

Finance professional with over 10 years of experience in financial analysis, decision support and portfolio management in banking and capital-intensive environments. Track record in handling large, complex datasets, producing management reporting for senior and international stakeholders, and translating financial data into clear, actionable insights.

Experience spans credit risk, capital structure, restructuring and asset-backed financing. Motivated by proximity to leadership and decisions, and by using analytical tools – including Python and AI – to improve the quality of financial analysis. Currently preparing for CFA Level II (November 2026).

Asset Finance Manager at Jotunfjell Partner AS (2025-09 – Present)

Joined the investor-backed turnaround of Agder Rental AS – a portfolio company acquired from insolvency by Jotunfjell Partner AS – bringing direct knowledge of the business from a prior role as a senior creditor at Volvo Financial Services.

• Modelled the debt structure of a NOK 750m asset portfolio financed across seven banks, preparing accounting documentation and monthly reconciliation
• Delivered board-level reporting on asset performance, profitability and operational development using Excel and PowerPoint
• Supported CFO in managing the banking group and identifying solutions to complex financing situations within a distressed capital structure
• Contributed to the establishment of an SPV structure separating the specialised machine segment from the core fleet
• Developed an AI-assisted master overview of assets, debt, book values and income to improve transparency and decision support

Credit Manager at Volvo Financial Services (2023-10 – 2025-09)

• Held sole responsibility for a NOK 5.6bn portfolio – a large, complex dataset requiring continuous monitoring, trend analysis and risk assessment
• Produced regular management reporting on portfolio exposure, risk development and key metrics for international senior management, using Excel, PowerPoint and AI tools to present data in a clear and compelling way
• Acted as key analytical and risk discussion partner for the Managing Director
• Led active management of three significant default and restructuring cases, including coordination across a creditor group managing NOK 1.5bn in total debt, with full recovery achieved
• Contributed to strategy development and credit policy refinement

Sabbatical at Career Break (2022-09 – 2023-10)

Planned sabbatical based in Italy. Actively followed financial markets and traded options independently during the period.

Credit Officer at Nordea (2022-06 – 2022-09)

Promoted from Senior Credit Analyst following strong performance.

• Held individual credit authority of up to NOK 40m on prime-rated customers
• Served as voting member of the credit committee on transactions up to NOK 500m
• Ensured credit policy alignment across business units following Nordea's acquisition of SG Finance

Senior Credit Analyst at Nordea (2020-03 – 2022-06)

• Performed in-depth financial and company analysis across a broad portfolio spanning SME, investment grade, and early-stage businesses
• Assessed debt serviceability, cash flow and capital structure to support financing decisions
• Prepared credit memoranda for committee approval at multiple authority levels

Credit Underwriter at DLL (2015 – 2020)

Underwrote credit for hard assets including agricultural equipment and IT solutions. Led development of an automated credit decision model as project manager.

Business Advisor at OBOS-banken (2014 – 2015)

Advised housing associations on financing solutions for property upgrades.

Credit Advisor at yA Bank (2012 – 2013)

Evaluated loan applications, conducted credit risk assessments and applied internal scoring models.

Vice President at QUMMIF Investment Fund (2013 – 2014)

Recommended a bond investment that became the fund's largest allocation.

MSc in Banking and Finance – Queen Mary, University of London (2013 – 2014)

BBA in Business Development – BI Norwegian Business School (2007 – 2011)