Alma Penafiel

Experienced in supporting small business through optimizing bookkeeping procedures, overseeing cash flow management, and ensuring precise financial reporting. Skilled in identifying inefficiencies and implementing solutions to streamline operations and enhance financial performance.

Bookkeeper / Real Estate, US - CYPRESS SOLUTIONS - US

• Recorded and maintained daily financial transactions accurately in journals and ledgers using XERO accounting system.
• Managed accounts payable and receivable, ensuring timely processing of vendor and customer transactions.
• Performed thorough account reconciliations to support accurate monthly and annual financial reporting.
• Verified reconciliations and monitored general ledger accounting to ensure compliance and support daily and month-end closing activities.
• Improved accuracy in financial reporting by implementing effective accounting practices and maintaining strong attention to detail in data entry.

Accounts Payables / General Accountant - TCM Maritime Philippines Inc.

(2016-05 - 2025)

• Recorded and maintained daily financial transactions accurately in journals and ledgers using QuickBooks Desktop.
• Managed accounts payable and receivable, ensuring timely processing of vendor and customer transactions.
• Performed thorough account reconciliations to support accurate monthly and annual financial reporting.
• Verified reconciliations and monitored general ledger accounting to ensure compliance and support daily and month-end closing activities.
• Improved accuracy in financial reporting by implementing effective accounting practices and maintaining strong attention to detail in data entry.
• Managed and reconciled petty cash funds while tracking monthly crew-related expenses (medical, training, and sick wages) in QuickBooks Desktop, ensuring accurate cost allocation and expense reporting.
• Handled crew payroll balances, wage advances, and related email correspondence to ensure smooth operations.

Payables / General Accountant - Hartman Crew Philippines

(2011-01 - 2015-01)

• Accurately recorded daily financial transactions in journals and ledgers using Sage to maintain up-to-date and reliable records.
• Managed full-cycle accounts payable and receivable, ensuring timely processing of vendor invoices and customer payments.
• Performed detailed account reconciliations to support precise financial reporting and compliance with accounting standards.
• Verified reconciliations and monitored general accounting activities, keeping the team aligned with daily and monthly closing deadlines.

Vessel Accountant - Great Southern Maritime

(2010-01 - 2010-11)

• Recorded and processed outgoing supplier payments using Sage 50, ensuring accuracy and timely posting.
• Performed regular bank reconciliations to maintain accurate cash and account balances.
• Managed vessel-related transactions, including portage bills, and recorded them accurately in journals.
• Handled vessel allotments and prepared monthly financial reports to support management in monitoring operating costs.

Bachelor of Science - Accountancy and Law - Polytechnic University of the Philippines