Cammy Nobles

Mortgage operations and processing leader with 26+ years of experience across retail, correspondent, and secondary-market lending. Proven success leading processing teams and high-volume pipelines, developing mortgage professionals, improving workflows, and resolving complex escalations across FHA, VA, USDA, Conventional, Non-QM, and Jumbo lending. Career highlights include leading teams of up to 11, managing pipelines exceeding 250 loans, achieving 20-35 monthly closings, and ranking among the top 10 of 100 processors nationwide.

Combines hands-on mortgage expertise with people leadership, training, Encompass/UAT testing, process implementation, quality assurance, and cross-functional partnership.

Loan Opening Manager (Promotion) - Planet Home Lending - Tampa, FL | Remote

(2024-11 - 2026-09)

• Led three cross-functional teams moving portfolio-retention applications from loan officer intake through processing.
• Managed vendor relationships and order-outs for title, appraisal, and program-specific loan requirements.
• Owned operational escalations and distributed enterprise system and procedure updates; supported Encompass user acceptance testing, training, and process rollout.
• Maintained department SLAs and leadership requirements while strengthening staff development and operating consistency.

Sr. Processing SME Trainer and Processing Coach (Promotion) - Planet Home Lending - Tampa, FL | Remote

(2020-11 - 2024-11)

• Delivered live onboarding for new hires including technology, operations workflow, and guideline coaching for loan-processing staff at all levels.
• Maintained a focused FHA, VA, and Conventional pipeline from application through initial closing documents while resolving escalated scenarios.
• Performed daily loan audits, wrote and updated procedures, and partnered with leadership on processing improvements.
• Executed end-to-end user acceptance testing for portfolio processes in Encompass, identifying issues and supporting successful remediation.
• Managed system-enhancement rollouts with cross-functional teams and authored procedural guides and training sessions for staff adoption.

Sr. Mortgage Processor - Planet Home Lending - Tampa, FL | Remote

(2020-03 - 2020-11)

• Processed FHA, VA, USDA, Conventional, and agency loans from application through closing documentation.
• Closed 15+ loans monthly while managing complex, highly escalated files and maintaining strong turn-time and resubmission results.

Senior Loan Processor IV, Conventional Underwriter, Sales Concierge (Promotion) - FBC Mortgage LLC - Tampa, FL | Remote

(2014-11 - 2019-01)

• Supported frontline retail and new-branch operations across underwriting, senior processing, sales coordination, and loan structuring.
• Managed FHA, VA, USDA, Conventional, purchase, refinance, and new-construction transactions while maintaining 20-day-or-less turnaround performance on eligible files.

PMAC Lending Service

(2011 - 2014)

• Named Processor of the Year for 2013 after leading loan closings with the lowest turn times; managed an 80-loan pipeline and closed 20-35 loans per month.
• Reached the top 10 of 100 processors nationwide for closed units within six weeks.

Bank of America Home Loans

(2007 - 2011)

• Performed correspondent credit analysis, annual recertifications, pipeline risk review, and formal credit presentations for senior management; partnered directly with CFOs and CEOs during due diligence.

H&R Block Mortgage

(2004 - 2006)

• Led a team of 10 processors and one assistant, managed a 250+ loan pipeline, led the company in fundings, and held Level 3 underwriting signoff authority.

Chase Home Finance

(2002 - 2004)

• Led the team in average monthly fundings, processing 40-45 loans per month with a 100+ loan pipeline during peak refinance volume.