Charles Geimer

I am experienced banking professional with 40 years of experience. I specialize in merging compliance into operational systems.

Vice President (2018-05)

Primary Computer Administrator at Banner Banks (2018-05)

• Successfully converted the bank from the Fiserv Precision System to the ASI Insite System
• Before the conversion, the bank was running in a batch mode for the core, internet banking and telephone banking
• The bank didn't have a teller system and was still using Sharp Teller Machines
• Moved the bank from an on-premises Microsoft Exchange Server to Office365 email in the cloud
• Installed a Voice Over IP telephone system
• Installed Fiber internet in bank branches
• Responsible for all Information Technology Audits with external auditor and Federal and State Examiners
• Complete all new product risk assessments along with the annual updates to the GLBA Risk Assessment
• Responsible for the Electronic Data Processing Committee that oversees all technology matters at the bank

Compliance Officer / Internal Auditor at Banner Banks (2018-05)

• Determined existing problems and potential high-risk areas for compliance violations daily to avoid technical violations of banking regulations
• Developed the scope for compliance audits at the time they are to be conducted to determine if established policies and procedures are effective in preventing violations
• Prepared an annual compliance audit schedule to ensure that each area and department was audited on a regular basis
• Prepared accurate and objective written reports upon completion of audits that offered constructive recommendations for improving compliance with laws and regulations when inadequacies were identified in existing systems and functions

BSA Officer at Banner Banks (2018-05)

• Responsible for developing, implementing, and administering all aspects of the Bank Secrecy Act Compliance Program
• Performed various quality control reviews and monitoring in Bank Secrecy Act, USA Patriot Act, Anti-Money Laundering, OFAC and Customer Identification Program compliance using industry standard and regulatory guidance sampling methods to ensure the Bank's compliance efforts were maintained daily

CRA Officer at Banner Banks (2018-05)

• Responsible for developing, implementing, and administering all aspects of the Bank's Community Reinvestment Act Compliance Program
• Trained the Board of Directors and Bank personnel of emerging CRA issues to ensure compliance directives were maintained

Cashier at Banner Banks (2025-01 – 2026-05)

• Responsible for all financial reporting systems for the bank
• Prepared and presented reports to the Board of Directors
• On May 4, 2026, Banner Banks merged into the Bank of Sun Prairie
• Was on the merger committee when the bank was placed up for sale
• Lead the effort from August 8, 2025, until the merger

Compliance Officer at Bristol Morgan Bank (f/k/a Bank of Oakfield) (2016-10 – 2018-02)

CRA Officer at Bristol Morgan Bank (f/k/a Bank of Oakfield) (2016-10 – 2018-02)

BSA Officer at Bristol Morgan Bank (f/k/a Bank of Oakfield) (2016-10 – 2018-02)

• Finished the implementation of the Financial Crime Reporting Manager system (FCRM) from Fiserv
• Refined the alerts and worked with external auditors to prepare for a Federal Reserve Bank audit

President at Badger Compliance Consulting (2012-02 – 2016-10)

• Performed various audits at community banks regarding deposit and lending regulations, Bank Secrecy Act / OFAC, Community Reinvestment Act, Automated Clearing House, and appraisal reviews
• Performed various risk assessments such as Compliance Risk Assessments, Bank Secrecy Act / OFAC and Automated Clearing House
• Conducted training on the Bank Secrecy Act and Fair Lending for employees and the Board of Directors
• Provided Compliance Officer Support to various banks to help them deal with regulatory changes and regulator exams
• Provided compliance officer support services for banks that were supervised by the FDIC and Federal Reserve Board
• Advised a bank that was being taken over by the FDIC to make sure that the compliance area was ready for the new bank

Bachelor of Business Administration in Business Administration – Marian College, Fond du Lac (n/k/a Marian University)