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James A. Curvier

Fraud Operations

Talent
San Antonio, TX 78250Member since August 27, 2026
U.S. Navy VeteranCo-browsingTicket escalationCRM platformsReg E/ZHIPAAFDCPAConflict resolutionEmpathyTime managementCustomer serviceCommunicationMicrosoft OfficeCash handlingData entryTeamworkProblem-solving
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U.S. Navy VeteranCo-browsingTicket escalationCRM platformsReg E/Z

About

29+ years in customer service and technical support across banking, healthcare, and telecom. Proven success in fraud resolution, dispute handling, and regulatory compliance (Reg E/Z).

Consistently exceeded performance metrics: QA scores >98%, recovery goals met. U.S. Navy veteran with strong leadership and adaptability in remote work environments.

Experience

Fraud Operations - Citi - San Antonio, TX

(2001-04 - 2026-08)

  • Continuously analyze account activity and transaction logs using AI-driven tools and behavioral analytics to catch fraudulent patterns.
  • Initiate inbound and outbound calls to verify transactions, secure compromised accounts, and guide customers through the claims process with empathy.
  • Open cases, document details, and gather forensic evidence to resolve disputes, process chargebacks, and stop fraudulent schemes (e.g., account takeovers, scams, synthetic identities).
  • Execute decisive real-time actions (like freezing accounts or declining specific purchases) to prevent financial loss.
  • Ensure all actions comply with industry regulations (e.g., Regulation E, Bank Secrecy Act) and accurately document suspicious activity.

Mortgage Servicing Support - New York Community Bankcorp - Troy, MI

(2022-04 - 2025-03)

Work from home position providing technical and customer service support for mortgage servicing.

  • Maintained monthly stats achieving Quality Assurance score averaging 99.5%, kept Average Handle Time below 343 seconds and kept adherence of 98% monthly and Customer Satisfaction Survey score of 99.5%.
  • Provided technical assistance to Bank customers with online access/registration and password resets at bank website.
  • Provided technical navigational help for myloans website using the co-browsing feature.
  • Opened IT trouble tickets for website issues and escalated tickets to tier 1 level technical support.
  • Provided correct account balances using Salesforce systems via phone.
  • Processed mortgage payments by phone.
  • Emailed or mailed mortgage documents at customer request via mail, email, or fax.
  • Processed fee waiver requests while staying in compliance with Flagstar Bank Standard Operating Procedures.
  • Provided payment options and solutions to customers on easier ways to make their MYLOANS online mortgage experience easier with Bank Mortgage.
  • Educated and made recommendations to customers on ways to secure online mortgage accounts and avoid late fees and delays in posting payments to their Flagstar Mortgage.
  • Answered customer phone questions on mortgage finance options and procedures while adhering to RegZ, REG D, and RegE complex regulations.
  • Answered and processed all mortgage account requests from customers while staying in compliance with Bank privacy procedures.
  • Documented each phone call using Salesforce systems.

Education

AAS - Computer Networking - Remington College Jacksonville Campus (2002-01 - 2003-08)

Skills

Fraud Operations

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