James A. Curvier
Fraud Operations
Talent
San Antonio, TX 78250Member since August 27, 2026
U.S. Navy VeteranCo-browsingTicket escalationCRM platformsReg E/ZHIPAAFDCPAConflict resolutionEmpathyTime managementCustomer serviceCommunicationMicrosoft OfficeCash handlingData entryTeamworkProblem-solving
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U.S. Navy VeteranCo-browsingTicket escalationCRM platformsReg E/Z
About
29+ years in customer service and technical support across banking, healthcare, and telecom. Proven success in fraud resolution, dispute handling, and regulatory compliance (Reg E/Z).
Consistently exceeded performance metrics: QA scores >98%, recovery goals met. U.S. Navy veteran with strong leadership and adaptability in remote work environments.
Experience
Fraud Operations - Citi - San Antonio, TX
(2001-04 - 2026-08)
- Continuously analyze account activity and transaction logs using AI-driven tools and behavioral analytics to catch fraudulent patterns.
- Initiate inbound and outbound calls to verify transactions, secure compromised accounts, and guide customers through the claims process with empathy.
- Open cases, document details, and gather forensic evidence to resolve disputes, process chargebacks, and stop fraudulent schemes (e.g., account takeovers, scams, synthetic identities).
- Execute decisive real-time actions (like freezing accounts or declining specific purchases) to prevent financial loss.
- Ensure all actions comply with industry regulations (e.g., Regulation E, Bank Secrecy Act) and accurately document suspicious activity.
Mortgage Servicing Support - New York Community Bankcorp - Troy, MI
(2022-04 - 2025-03)
Work from home position providing technical and customer service support for mortgage servicing.
- Maintained monthly stats achieving Quality Assurance score averaging 99.5%, kept Average Handle Time below 343 seconds and kept adherence of 98% monthly and Customer Satisfaction Survey score of 99.5%.
- Provided technical assistance to Bank customers with online access/registration and password resets at bank website.
- Provided technical navigational help for myloans website using the co-browsing feature.
- Opened IT trouble tickets for website issues and escalated tickets to tier 1 level technical support.
- Provided correct account balances using Salesforce systems via phone.
- Processed mortgage payments by phone.
- Emailed or mailed mortgage documents at customer request via mail, email, or fax.
- Processed fee waiver requests while staying in compliance with Flagstar Bank Standard Operating Procedures.
- Provided payment options and solutions to customers on easier ways to make their MYLOANS online mortgage experience easier with Bank Mortgage.
- Educated and made recommendations to customers on ways to secure online mortgage accounts and avoid late fees and delays in posting payments to their Flagstar Mortgage.
- Answered customer phone questions on mortgage finance options and procedures while adhering to RegZ, REG D, and RegE complex regulations.
- Answered and processed all mortgage account requests from customers while staying in compliance with Bank privacy procedures.
- Documented each phone call using Salesforce systems.
Education
AAS - Computer Networking - Remington College Jacksonville Campus (2002-01 - 2003-08)
Skills
Fraud Operations

