Mortgage Banker at Vallant Bank (2021-01 – Present)
- Evaluated borrower financial profiles, including income, assets, credit, and debt-to-income ratios, to determine loan eligibility and recommend appropriate mortgage solutions.
- Guided customers through the mortgage process from application to closing, delivering exceptional service and ensuring a seamless home loan experience.
- Maintained extensive knowledge of mortgage programs, policies, procedures, and regulatory requirements to provide accurate lending guidance and ensure compliance.
- Analyzed and reviewed loan applications and supporting documentation to ensure completeness, accuracy, and adherence to underwriting guidelines.
- Collaborated with underwriters, processors, closing teams, and real estate professionals to facilitate timely loan approvals and closings.
- Educated clients on available mortgage products, interest rates, and financing options to help them make informed borrowing decisions.
- Monitored loan pipelines and proactively communicated with customers to provide status updates and resolve issues efficiently.
- Developed and maintained strong relationships with real estate agents, builders, and referral partners to generate new business opportunities.
- Utilized mortgage origination systems, financial analysis tools, and Microsoft Office applications to manage loan production and customer records.
- Closed $6,581,455.00 in loans for 2025.
Branch Manager at Peach State Federal Credit Union (2014-01 – 2021-12)
- Ensures exceptional member service by maintaining thorough knowledge of all programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies.
- Responsible for day-to-day branch operations and supervises direct report staff to see that flow of work is completed and that all services are being handled properly.
- Evaluates the job performance of direct reporting branch staff to ensure quality of work and service to members. Schedule and cross-train adequately to ensure effective branch succession and efficient branch operations.
- Council's members and applicants to help them realistically appraise and understand the current financial conditions, revalue current financial problems and prevent future ones.
- Communicates with collections department and works with members who are experiencing financial difficulty.
- Recognized as a Top Sales Performer for Credit and GAP Insurance.
- Closed over one million dollars in loans in 2016.
Member Services Representative/Call Center Representative at Peach State Federal Credit Union (2007-01 – 2014-12)
- Ensure outstanding customer service experience for all patrons.
- Compile information for scheduled reports on accounts and other metrics.
- Recommend appropriate institution services and products to customers.
- Interview potential customers to assess needs.
- Contact business account holders to offer new services.
- Generate leads through telephone and email contact with customers.