Tarun Kumar

Pension and benefits professional with more than 21 years of experience administering Defined Benefit and Defined Contribution plans in Canada and the United States. My background includes pension operations, retirement calculations, governance, regulatory compliance, vendor management, and employee support. Throughout my career, I have worked closely with HR, Payroll, Finance, trustees, actuaries, and third-party administrators to ensure pension and benefits programs run effectively and provide reliable support to employees.

Senior Pension and Benefits Analyst | Pension and Benefits Analyst at Grupo Bimbo (2022-09 – Present)

Responsible for the day-to-day administration of Grupo Bimbo Defined Benefit and Defined Contribution pension plans, including enrollments, retirements, terminations, beneficiary updates, leaves, and member records.

• Review pension eligibility, contribution, deduction, and retirement data in HRIS/Oracle. Investigate differences and work with HR, Payroll, and service providers to correct them.
• Work closely with service providers, actuaries, legal counsel, investment managers, Payroll, Finance, and HR teams to resolve pension issues and keep the plans operating effectively.
• Complete required pension filings and support governance reporting, plan documentation, records retention, and compliance with federal and provincial requirements.
• Circulate Pension Committee materials, coordinate meetings, and follow up on decisions and member communications.
• Improve pension processes by reviewing current practices, testing systems, updating procedures, and developing clear information for employees.
• Delivering Benefits enrollment presentation to associates.
• Providing response to members' questions related to Pension and Benefits.

Pension & Benefits Administrator at University of Winnipeg (2020-02 – 2022-09)

Administered DB and DC activity, including eligibility, enrollments, retirements, terminations, beneficiary changes, spousal waivers, relationship breakdowns, leaves, and transfers to LIRAs and RRSPs.

• Calculated and reconciled pensionable earnings, credited service, cost-of-living adjustments, special contributions, year-end data, T4-related amounts, and annual DB contribution requirements.
• Responded to member inquiries and coordinated with the service provider, custodian, legal counsel, trustees, and Board committees.
• Prepared year-end reports, annual statements, meeting agendas, trustee reporting, and records in line with retention requirements.

Pension Administrator, U.S. and Canada at Wawanesa Insurance (2018-10 – 2020-02)

Handled the daily administration of U.S. and Canadian DB, DC and 401(K) plans and answered questions from employees and retirees by phone and email.

• Completed and reviewed retirement, termination, death, and marriage breakdown calculations and maintained vendor-facing procedures.
• Tested a new U.S. pension benefits system, documented defects, and partnered with the vendor through resolution.
• Validated and reconciled year-end data and supported external audits, valuations, and annual pension processes.

Senior Manager, Practice Leadership | Client Operations Manager | Process Consultant at Conduent Business Services (2010-08 – 2018-06)

Managed U.S. defined benefit and 401(K) administration and pension payroll operations, moving through roles in process consulting, client operations, and practice leadership.

• Performed compliance audits for marriage breakdowns, non-qualified plans, vested terminations, benefit suspensions, large lump sums, and required minimum distributions.
• Reviewed complex retirement, termination, death, estimate, QDRO, and non-qualified calculations. I also interpreted plan documents and helped answer questions from clients and actuaries.
• Managed pension payroll balancing and reconciliation, annual audit support, client onboarding, service reporting, vendor coordination, and procedure updates.
• Travelled to the U.S. for client meetings and transitions of complex pension calculation work.

Assistant Manager, U.S. DB and 401(k) at Capgemini (2009-12 – 2010-07)

Researched and resolved complex U.S. pension calculations and high-level cases, including QDROs, non-qualified benefits, special populations, and payroll issues.

• Managed ongoing administration support and client onboarding, facilitated service meetings, and coordinated requirements with U.S. counterparts.
• Established and managed benefit operations supporting defined benefit and health enrollment work.

Benefits Operations Analyst, U.S. DB and 401K at Aon Business Services (2006-04 – 2009-11)

Processed monthly pension payroll and completed manual pension calculations requiring detailed plan interpretation and analysis.

• Created and maintained standard operating procedures, resolved participant workflows, and supported actuaries, audits, valuations, and year-end data validation.
• Provided consultative recommendations within and outside the pension administration function.

Bachelor of Commerce – University of Delhi