Ricky Fenardi

Payment Screening (AML & Sanctions) professional with 10+ years in Banking Operations (SWIFT, SKN, RTGS, Treasury) + recent operational leadership experience. Former Sanctions Screening Manager at Commonwealth Bank (2019-2024). Seeking AML / Sanctions / Compliance Manager (Target: Rp 18-30jt).

Sanctions Screening Manager at Commonwealth Bank Indonesia (2019 – 2024)

• Supervised sanction identification programme for SWIFT Payment Screening 1000+ txn/day, ensuring SOP & SLA compliance.
• Led development & implementation of new AML L1 internal system (2023), cut false positive 30%, SLA 99.5%.
• Ensured daily operational risks highlighted & escalated; managed KYC high-risk assessment.
• Job rotation to Transaction Monitoring Team - thorough KYC & transaction analysis.

International Transfer Authorizer at Bank BTPN (2016 – 2019)

• Validation of SKN/RTGS/Remittance on core banking & SWIFT client.
• Implemented New Bank Devisa Project (2016) - enabled foreign exchange compliance.
• Settlement & reconciliation GL, Treasury SWIFT message check, operational risk highlight.

Officer - Sanction Screening & Investigation at Bank Ekonomi Raharja (HSBC Group) (2011 – 2016)

• Alert investigations on SWIFT screening for OFAC/EU/UN sanctions.
• Case investigations Local/Foreign txn, KYC new account, SKN/RTGS/Remittance handling.

Treasury & Wealth Operation Lead at Bank Neo Commerce (2025-02 – 2025-05)

• Ensured treasury transactions processed per SOP & SLA, daily monitoring of GIRO BI cash flow.
• Settlement incoming funds related to Treasury, monitoring maturity bonds, daily reconciliation.

Production Manager at Pabrik Dimsum Indonesia (2025-07 – Present)

• Ensuring staff follow SOP strictly for consistent taste, texture & weight; implement hygiene & workplace safety protocols.
• Identify bottlenecks in production line and propose solutions to enhance productivity - transferable skill in SOP & risk control.

Bachelor in System Information – Gunadarma University (2004 – 2008)