Kavitha Kavitha

I'm having 2.8 Years experience in financial servicing with strong experienced in U.S Residential Mortgage servicing as well as default management and seeking a challenging position in financial for growth with the organization

Banking Operations New Associate - Accenture

(2024-01 - 2026-12)

• New loan setup (NLSU) in client system as per client's guideline.
• Responsible for verifying all documentation required for loan submission is complete and in compliance.
• Review and verify borrower's income, credit reports, employment histories, property appraisals and titles insurance information.
• Process both conventional and non-conventional loan types
• Verifying all documentation necessary for closing including mortgage clause changes for homeowner's insurance
• Provide appropriate corrective actions in response to quality control findings.
• Analyzed large datasets related to mortgage finance, loan performance, and market trends.
• Prepared and presented regular reports on key metrics such as loan origination and default rates.
• Reviewed mortgage loan data to ensure accurate balance reporting, managed escrow accounts, and implemented necessary adjustments in compliance with investor guidelines and servicing requirements.
• Efficiently received IDs, generated daily and monthly reports using specialized tools, and ensured timel distribution to appropriate investor clients.
• Maintained quality and production standards as defined by the business
• Conducted process reviews to enhance accuracy and reduce defects per unit.
• Managed and completed all assigned loans, enabling fast and error-free closings.
• Managed Pre closing loss mitigation process by analyzing borrower financials and designing tailored solutions, such as loan modifications, repayment plans, and forbearance, to prevent foreclosure.
• Oversaw the preparation and processing of critical reports, including Repay Reports, DLQ2, and Bulk Flex, ensuring timely and accurate updates to loan servicing systems.
• Verified borrower payments as part of Repay Reports, ensuring proper receipt and recording of payment within intemal application.
• Maintained detailed case notes and tracker resolution progress, ensuring compliance with regulatory requirements and reducing processing delays.

10th - Sri Ramkrishna matriculation higher secondary school (2017-01 - 2017-12)

12th - Commerce and computer science - Sri Ramakrishna matriculation higher secondary school (2019-01 - 2019-12)

B.com - General - Peri institute of technology (2022-01 - 2022-12)