Niraj Singh

Dynamic and results-driven Trade Finance Professional with over 12 years of experience in managing treasury operations, structured trade finance, and end-to-end trade finance processes. Proven expertise in optimizing liquidity, managing LCs/BGs, driving process automation, and delivering significant cost savings. I am skilled in stakeholder management, banking relations, risk mitigation, and compliance with international trade regulations (UCP, ISBP).

Seeking to leverage extensive experience in a challenging leadership role.

Trade Finance Manager at Louis Dreyfus Company India Pvt. Ltd. (2023-02 – Present)

• Lead negotiations with banks and financial institutions to secure favorable terms for LC confirmation and discounting for South and South-East Asian Entities.
• Maintain strong banking relationships, negotiate service terms, and optimize banking fees.
• Maintain strong relationships with stakeholders and support cross-functional teams to meet business and operational goals.
• Managing Commodity Trade transactions for over USD 1.5Bn annually.
• Managed LCs confirmation and discounting for over USD 500mn in 2025 and Bank cost saving of approx. USD 250,000.
• Initiating and supervising different trade finance transactions (On and Off Balance sheet) with relationship banks and improving interest costs to company.
• Managing to convert loans to sustainable/Green Financing whenever flows are available.
• Manage and oversee trade finance operations, ensuring smooth execution of import/export transactions, letters of credit, and guarantees.
• Managing the Invoice/Vendor financing for local and international purchases.
• Key Achievements: Delivered ~USD 2,500,000 savings in CY 24 and 25(combined) through optimized trade finance structures; Successfully implemented Mitigram tool for LC confirmation, discounting, and BG/SBLC; Facilitated USD 45 million in green financing initiatives during CY 24 and 25(combined).

Settlement Analyst (Structured Trade Finance) at Cargill India Pvt. Ltd. (2018-08 – 2023-01)

• Executed structured finance transactions including LC and EPBG-backed shipment financing, SBLC/BG issuance, and merchanting trade operations.
• Managed global receivables/payables for instrument reset fixing and oversaw domestic & international bill discounting.
• Reviewed legal documents to ensure compliance with financial covenants, payment priorities, and structured finance requirements.

Associate Team Lead (Trade Operation) at Bunge India Pvt. Ltd. (2017-04 – 2018-08)

• Handled end-to-end trade and vessel execution for liquid commodities in compliance with import-export regulations.
• Prepared and reviewed LC-compliant shipping documents; coordinated with buyers for timely LC issuance.
• Conducted training on ICC publications including UCP 600 and Incoterms® 2010.

Deputy Manager (Commercial Banking) at ICICI Bank Limited (2013-02 – 2016-12)

• Managed trade finance operations—import/export bill scrutiny under LC, issuance of foreign BGs, domestic bill discounting.
• Ensured operational risk control, compliance with regulatory guidelines, and adherence to internal audit standards.

Certificate in Documentary Credit Specialists (CDCS) – London Institute of Banking & Finance (2016)

PG Diploma in Banking & Finance – Manipal University (2013)

Bachelor in Business Administration – Sambalpur University