Asterio Radoc

Approve loans within specified limits and guidelines. Meet with applicants to obtain information for the loan application and to answer questions Educate and inform customers about the different terms and types of loans

Mortgage Loan Officer / Credit Solution Advisor - Bank of America

(2016-05)

• Approve loans within specified limits and guidelines.
• Meet with applicants to obtain information for the loan application and to answer questions
• Educate and inform customers about the different terms and types of loans
• Ensure the customer is placed in the loan program that best fits the customer and his/her overall goals and expectations of the loan.
• Responsible for timely and accurate loan file submission to the underwriter.
• Promote business by developing relationships with new borrowers, realtors, and builders.
• Open checking, savings, credit card, auto loan, and certificate of deposit (CD).

Mortgage Loan Processor Specialist II - Bank of America

(2012-02 - 2010-10)

• Perform Welcome Calls, review loan application with borrower, and request income documentation, bank statements, and home insurance information
• Processed pre-approval letters
• Communicate status with the processor, vendor, and clients.
• Order appraisal report, credit report, title report, and verification of employment (VOE)
• Request subordination documents from 3rd party.

Mortgage Loan Officer/Processor - Cal State Relocation/CS Mortgage - Carmichael, CA

(2002-10 - 2009-02)

• Originate and process loans.
• Meet with applicants to collect loan application information and answer questions throughout the process.
• Review incoming documents, pay stubs, W-2s, tax returns, home insurance, flood insurance, and loan applications.
• Participate in an open house with realtors in Sacramento County and Yolo County.
• Educate and inform customers about the different terms and types of loans.
• Promote business by developing relationships with new and existing realtor partners, borrowers, and builders.

Area Manager - America Wood Molding - Sacramento, CA

(1999-06 - 2002-09)

• Direct staff, provide training and performance evaluations for the sales program.
• Coordinate sales distribution by establishing sales territories, quotes, and goals.
• Identify problems, diagnose causes, and determine corrective actions.
• Responsible for a large territory including but not limited to San Francisco County, Monterey County, Contra Costa County, Alameda County, Napa County, and Solano County.
• Assign sales territory to Sales Representatives.
• Executed daily operations of tracking the schedule for 10 Sales Representatives.
• Maintain close personal contact with Home Depot store managers, assistant managers, and store associates.
• Participated in New Home Depot Store Openings and resets for product line.

Independent Distributor - Archway Cookies - Belmont, CA

(1988-01 - 1997-06)

• Independent marketing, sales, and distribution of products.
• Product display, inventory, pricing, and stock rotation procedures
• Develop strategies to enhance sales production.
• Identified new customers through networking, cold calling, door knocking, and building relationships.
• Support, develop, and maintain relationships with store owners, managers, and staff.
• Territory coverage from San Jose to San Francisco.