Prem Kumar

(PV-CV Bkt 1/2-2/3)

Area Receivables Manager-VF at Cholamandalam Investment and Finance Company Ltd (2024-12 – 2025-11)

(PV-CV Bkt 1/2-2/3)

• Daily Field visit to Bkt default customer and convert to RB And NR cases
• Handling the Collection of Vehicle finance loan with Direct Team by the company

Sr Branch Collection Manager at Aadhar Housing Finance Ltd (2020-01 – 2024-11)

(Home Loan Bkt X to NPA)

Branch Collection Manager at Aadhar Housing Finance Ltd (2018-07 – 2019-09)

(Home Loan Bkt X to NPA)

• Handling the Collection of home loan with Direct Team by the company
• Daily Field visit to Bkt default customer and convert to RB And NR cases
• Meeting with NPA Customer and Convert to close loan

Team Leader-Tata Motor Finance Solution Ltd at Intellect Support Service Private Ltd. (2015-09 – 2017-09)

(Passenger & Commercial Vehicles of BKT 6 to 21)

• Motivating the team to achieve high standards and Key Performance Indicators targets
• Organize monthly settlement camp in area
• Handling the Collection with Direct Team by the company
• Collection of Passenger & Commercial Vehicles with staff flow of 8 CRE and V2 Tele caller And 1 Legal Executive Direct Collection Executive
• Visiting & meeting with customers to convert business
• To achieve Collection targets on incentive & KPA parameters

Sales executive (Mortgage Faience: ICICI Bank) at I-Process Service (India) Pvt Ltd. (2013-08 – 2013-12)

ICICI Home Loan

• Visit and Meeting with Customer to convert Business
• Daily Visit Shop to Shop Customer or sourcing to Lead by knows as customer

Relationship Manager - Western Union, General insurance at Reliance Money Express Ltd. (2013-12 – 2015-09)

(General Insurance)

• Appointment of Distributors, Retailers for generating quality leads
• Completion of documentation and ensuring issuance of policy

Sr. Marketing Executive -Western Union at Spice Money ltd. (2009-09 – 2013-06)

• Business Review: Target setting, Performance Review, Identify shortfalls and work a way forward
• Ensure 100% achievement of the sales target/goal sheet as set by the seniors
• To meet the customer and convert generate the business
• Keep a Track of Agent met & helped him

Team Manager- personal loans at IDBI Bank Ltd (2005-01 – 2006-01)

• Managing a Team of 4-6 Sales officer
• Activity based lead generation and distribution to line sales team
• Sales Officer Profiling - Clearly defined parameters used as benchmark
• Performance tracking for startup through RACE & SPRINT
• Business Review: Target setting, Performance Review, Identify shortfalls and work a way forward

Matriculation in Mathematics – B.S.E.B Patna (1995)

Intermediate in Science – B.I.E.C Patna (1999)

Graduation in Arts – P.U Patna (2009)