Marya Mahmood

Process incoming payments and invoices accurately and efficiently, reconcile accounts and resolve any discrepancies in a timely manner. Communicate with clients and vendors regarding payment and billing inquiries. Collaborate with stakeholders to improve processes and procedures.

Accounts Receivable and Collections Specialist - BSH

(2025-05)

• Process incoming payments and invoices accurately and efficiently, reconcile accounts and resolve any discrepancies in a timely manner.
• Communicate with clients and vendors regarding payment and billing inquiries.
• Collaborate with stakeholders to improve processes and procedures.
• Record and apply payments (checks, ACH, wire, credit card).
• Proficiency in SAP Modules.
• Perform anu ad-hoc projects as assigned by management independently leading cross-functional teams proactively.
• Used Billtrust to support receivable collections, monitor aging reports, follow-up with customers on overdue balances and document collection activities.
• Leverage Billtrust to streamline invoice delivery, payment tracking and collections while maintaining accurate customer account records.

Accounts Receivable Clerk - WellsFargo

(2021-09 - 2025-04)

• Working with MRI Software to Cash Receipts, Deposit Checks, Record and File Cash Receipts
• Monthly Financials
• Monthly Rent Ups
• Monthly Bank Reconciliation
• Resolve Invoice Discrepancy Issues

Project Coordinator - Mr. Cooper

(2019-06 - 2021-09)

• Managed all communications between the business and clientele, providing exceptional customer service to each individual client.
• Responsible for scheduling and coordinating for multiple client sites.
• Prepared and communicated daily reports to clients regarding each guard's shift, informing them of any issues, incidences, actions taken, etc.
• Managed operations for guards in relation to onsite duties, timesheets, and payroll.
• Directed and handled incoming calls from both clientele and residents.
• Prepared and reported monthly financial statements.

Disbursement Associate - Title 365 Blend

(2016-07 - 2019-05)

• Handled daily disbursement of escrow transactions by confirming file accuracy for disbursement.
• Printed checks issued wires and followed the specific instructions of the borrower to ensure compliance with transaction.
• Facilitated the research and resolution of outstanding checks weekly.
• Communicated receipt and status of loan package with submitting loan officer.
• Coordinated mortgage payoff.
• Acquired and distributed tax documents, HOIs, Judgements, with required invoices and affidavits.
• Contact customers for additional documentation when further information is required.
• Obtained all necessary documents to prepare the release for recordation for the customer once the mortgage obligation has been fully satisfied.
• Prepared manager reports regarding loan processing activities including status/production reports.

Accounts Payable and Receivable/ Collections Specialist - PNC Financial Services

(2014-07 - 2016-06)

• Provided support for all customer related inquiries and issues.
• Updated and maintained records of expenditure.
• Responsible for handling client and vendor invoices.
• Ensured all payments are made in accordance with Company policy.
• Ensured payments are sent in a timely matter.
• Resolved payment discrepancies and disputes on behalf of the Company.

Loan Document Specialist - Union Bank

(2012-03 - 2014-05)

• Prepare loan disclosure to meet compliance.
• Audit and approve loan in Decision Pro and set closing.
• Order title reports, UCC fillings and maintain credit/documentation files.
• Upload approvals and related items for documentation.
• Draw loan docs and review escrow fees and CD to meet compliance.
• Create CRM case for loan advance requests to loan admin for processing.
• Process all Decision Pro denied and withdrawn loans in accordance with Adverse Action procedures, including uploading.
• Prepare Decision Pro loan files for submission to loan admin for booking.
• Assist with monitoring commercial real estate's Construction loans throughout the funding process.

Processor/ Funding - Emirates NBD Bank

(2010-11 - 2012-01)

• Analyzed loan closing documents finalized loan requirements and signed off conditions.
• Prepared initial CD and final CD follow closing agents' fees.
• Reviewed Appraisal, Preliminary Title Report Credit Report, LE, CD, and final documents for approving fees.
• Responsible for completeness and consistency of loan packages.
• Verified income for accuracy on loan documents, rate lock, and property tax forms.
• Provided timely and accurate customer service to Loan Officers and escrow companies.
• Audited loan files to ensure loans are in compliance with federal and state laws & regulations, and company policies & procedures.
• Drew docs and funded loans.
• Requested wiring of funds to closing agents.
• Reviewed approved settlement statements and title commitments.
• Reviewed collateral documents for accuracy and completeness.
• Knowledgeable of investor guidelines for credit risk, funding, shipping and post-closing.
• Followed up outstanding conditions to clear suspend from investors.
• Assisted processing, post-closing and servicing departments with additional duties as needed.
• Reviewed final loan documents such as deed of trust, riders, final title policy, and endorsements.

MBA - Hamdard University

Bachelor - Information Technology - The University of Punjab